Heidi Klum hits the beach in a $40K necklace — and no bikini top

The only tan line she’s getting is worth five figures.Heidi Klum shared a loved-up photo slideshow from a beach vacation with husband Tom Kaulitz — including a clip of herself peeling off her silk sundress to reveal nothing underneath.

Accessorizing her décolletage? Bulgari’s rose gold Serpenti Seduttori necklace, a snake head pendant set with blue sapphires, malachite and pavé diamonds that retails for $40,175 including taxes.

On her wrists, Klum, 53, piled on a Lorraine Schwartz rose gold evil eye bracelet ($6,591) with diamonds and blue topaz plus a rose gold Cartier Love bracelet ($9,400).

Kaulitz, 36, got in on the sparkle, too. One shot captured his hand resting on his wife’s chest with a gold and emerald signet ring on his pinky — a colorful complement to the snake pendant.

The couple was celebrating their seventh wedding anniversary; they privately wed in February 2019 before hosting a bigger celebration for family and friends in Italy that August.

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